Need health insurance? Call us at 1-877-617-0390 (TTY/TDD 1-877-617-0392). Learn more.
Ambetter offers affordable health insurance to meet your needs. With smart choices, like using covered services and in-network providers, you can save on your insurance costs.
Save When You Use In-Network Providers
It pays to use doctors and facilities that are part of your Ambetter network, or that are in-network. You’ll pay less in out-of-pocket costs, like co-payments.
To save on costs, we recommend that you don’t use providers that are out-of-network. You’ll pay more for their services.
Before choosing a doctor or facility, always check first for a provider that is in the Ambetter network.
Find an in-network provider in Ambetter’s Find a Doctor tool.
Choose Affordable Care Options
Knowing where to go for care when you’re sick or hurt can help you save. Your first choice for a minor health issue should be a visit with your in-network primary care provider. Or schedule an Ambetter Telehealth call.
Choose an in-network urgent care center for a sprain instead of the emergency room. Only visit the emergency room if you have a life-threatening injury or illness, such as severe bleeding or chest pain.
Learn more about where to go for care on our New Members page.
Use Your Covered Services
Ambetter health insurance plans offer free, covered services so you can save money while staying well. Use your preventive care services like your annual physical and immunizations. It will help your doctor find and treat any medical problems before an issue becomes more serious and costly.
If you do need to see a doctor, use benefits like our free, covered Ambetter Telehealth services. Log into your online member account to see all your covered services and preventive care options.
Activate and Use My Health Pays® Rewards
With the My Health Pays® Rewards program, you can earn rewards for completing healthy activities, such as eating right and moving more. The more activities you complete, the more rewards you can use towards healthcare-related costs (like copays*).
Funds expire immediately upon termination of insurance coverage.
Healthcare-related costs will vary by member and the plan in which you are enrolled.
Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to
all members. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means. Contact us at 1-877-617-0390 (TTY/TDD 1-877-617-0392) and we will work with you (and, if you wish, with your doctor) to find a wellness program with the same reward that is right for you in light of your health status.
*My Health Pays® rewards cannot be used for pharmacy copays.